Looking for a monthly financial report example? Here's a breakdown of what professional reports include and how to structure them for maximum impact.
A professional monthly financial report typically includes these sections in order:
One-page overview with key metrics: revenue, gross margin, net margin, cash balance, AR/AP balances, and trend indicators. Executives should grasp financial health in 60 seconds.
Current month P&L with prior month and prior year comparisons. Variance analysis explaining significant changes. Trend charts for key line items.
Assets, liabilities, equity snapshot. Key ratios: current ratio, quick ratio, debt-to-equity. Working capital analysis.
Operating, investing, financing cash flows. Cash runway projection. Days cash on hand.
AR aging buckets with collection priorities. AP aging with payment recommendations. DSO/DPO metrics.
3-5 prioritized action items based on the analysis. Expected impact and suggested timeline.
See what BizDoc's automated monthly financial reports look like. Download our sample report to see the full format and depth of analysis.